Welcome to the PesaPata application (hereinafter referred to as "we" or "this application"). Please carefully read the following terms of service before using this application. By using or accessing this application, you agree to comply with these terms.
By accessing or using the PesaPata application, you agree to be bound by these terms. If you do not agree with these terms, please do not use this application. This application reserves the right to update or modify these terms at any time without prior notice. Updated terms will be published within the app, and the updated terms will take effect immediately.
PesaPata is a personal loan application designed to provide users with small loans. You can apply for loans, view loan information, and manage your account through this application. The application reserves the right to adjust or discontinue part or all of the services as needed without prior notice.
You must be at least 18 years old and have full legal capacity to use this application. When using the application, you must ensure that the information provided is true, accurate, and complete. If false information is found, or if the application is maliciously used, we reserve the right to suspend or terminate your access immediately and may pursue legal responsibility.
To use certain features of this application, you need to register an account. You are responsible for protecting your account information and should not share your account or transfer it to others. We are not responsible for any losses caused by your failure to safeguard your account information.
Your privacy is very important to us. Please review our privacy policy to understand how we collect, use, share, and protect your information. By using this application, you agree to our processing of your information as described in the privacy policy.
When applying for a loan through this application, you need to provide the necessary personal and financial information for credit evaluation. The application will determine whether to approve your loan application, as well as the loan amount and terms, based on your credit score and other relevant information. After the loan is successfully disbursed, you must repay it according to the agreed schedule and method. Late payments may result in additional charges and legal consequences.
When using this application, you must not engage in the following activities:
Disseminating false or misleading information;
Unauthorized access to other users' accounts or systems;
Interfering with or disrupting the normal operation of this application;
Engaging in illegal activities using this application;
Violating these terms of service or relevant laws and regulations.
If any of the above activities are detected, the application has the right to immediately suspend or terminate your access and take legal action to hold you accountable.
The content, design, logos, and other related resources of this application are protected by intellectual property laws. Without our written consent, you may not copy, modify, distribute, or otherwise use any content from this application.
This application is provided "as is" without any express or implied warranties regarding its suitability, accuracy, completeness, or reliability. The application is not responsible for any direct or indirect losses resulting from the use of this application.
These terms of service are governed by the laws of Tanzania. Any disputes arising from these terms or your use of this application should be resolved through friendly negotiations. If negotiations fail, either party may bring the matter to the court of jurisdiction where the application is located.
If you have any questions or need further information regarding these terms, please contact us through:
Email: help@winchifin.com